Marriage and money problems affect every couple. In fact, most marriages have their financial ups and downs.
Money problems and financial issues can put incredible stress on your marriage.
When tension over money issues comes up, these tips can help you deal with these issues in a calm, cool and quick way.
Whether you and your spouse both work outside of the home, or one of you stays home with the children, it’s easy for one person to feel out of the financial picture.
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It’s important in a marriage to feel equal to your partner, on all levels of the playing field.
Even if you don’t feel “stuck”, it’s important for couples to communicate openly about their financial situation, and try to better it together.
In This Article
These 5 tips can help you get your financial game in order.
Watch the video below to get a recap of the article.
These tips will help you get your financial game together.
1) Pick the Right Time to Discuss Money Issues.
Never underestimate the importance of timing when dealing with difficult and delicate issues like money. The best advice is to pick a time you both agree upon. It should be when other issues are demanding your attention. This way you can focus on the problem at hand.
Many couples find that getting out of the house helps reduce the tension. It gives you an opportunity to talk about important issues in a less stressful environment.
If you can’t leave home, it’s a good idea to wait until your children are in bed. This ensures there aren’t distractions that demand your attention.
Remember, the goal is resolve (or discuss) money issues in a way that creates harmony and not division. Removing all distractions is key.
Remember, the goal is resolve (or discuss) money issues in a way that creates harmony and not division. Removing all distractions is key. Click To Tweet2) Come Prepared.
This means know what you really want to talk about – what specific issues need to be addressed.
It’s best to write things down so you have a road map for the discussion.
This makes it easier to avoid distractions and getting off track. It also keeps you from wading into water that you don’t need to discuss.
3) Don’t Get Emotional.
Avoid personal attacks towards your spouse. Use “I” instead of “you” when speaking to your spouse.
No one likes to be singled out or put on the spot. Keep in mind that are in this together; so removing blame or judgment will help you stay on track and find a solution.
This should never become a blame session or a time for criticism.
It’s possible to state how you feel without being argumentative, angry or insulting.
It’s possible to state how you feel without being argumentative, angry or insulting. Click To TweetNever point fingers, and don’t start a fight.
ALSO READ: 7 Money and Marriage Tips that can Increase Your Love Life
4) Take Turns.
Common courtesy will help you achieve your goals.
Respect occurs in marriage when both acknowledge you are equals in your marriage.
This happens when you practice patience and allow your spouse equal time to talk.
5) Make a Plan.
Discuss the situation and future plans with your spouse.
Make sure you have a basic budget in place and discuss you and your partner’s vital steps in your financial future. Having a money plan allows you to measure progress and stay on track.
Having a money plan allows you to measure progress and stay on track. Click To TweetRemember the love you have for each other during the conversation, and listen to what your partner has to say during the discussion.
If it seems to be a bad time in general to talk about it, remember that there will be another opportunity to let your partner know how you feel.
Let it go, and pick a better time in the future.
SPECIAL REPORT: Dissolve Your Debt
What’s Next
These 5 tips will help you resolve and solve money issues in your marriage.
Remember, you are looking for a solution. Finding solutions is not about blaming someone, criticizing each other, or just venting. It is about identifying your financial goals, knowing what is interfering with your progress, and making decisions that move your forward.
Getting financially free should be your biggest money goal as a couple.
Getting financially free should be your biggest money goal as a couple. Click To TweetSummary
This is a brief summary of of the five things we covered that will help you with marriage and money problems.
- 1) Pick the Right Time to Discuss Money Issues.
- 2) Come Prepared.
- 3) Don’t Get Emotional.
- 4) Take Turns.
- 5) Make a Plan.